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With more people feeling frustrated with the inaction of the authorities and the system they are taking the help of activists of the Occupy movement to vent their anger directly against the banks implicated in the mayhem. Their contention is that the banks are intentionally not helping to modify loans.
Foreclosure numbers, including all the stages of the process, have shown a decline but perhaps this is the lull before the storm. Prior to the February settlement the banks had slowed down their operations facing investigations at both state and federal levels. But since the settlement they are now geared to rush in again.
Miller and other attorneys general (minus some dissenting figures) are going ahead with a settlement with the banks in the issue of foreclosure fraud – giving banks broad reprieve. But this will not stop some of the attorneys generally independently digging for skeletons in the cupboards and bringing criminal charges against the banks.
The foreclosure crisis has slashed the revenue collection of Stockton City that it is on the verge of filing for bankruptcy. It has made drastic cuts on emergency basis on many departments including the police department. A new law might avert this drama by mandating mediation with creditors.
The clergy teamed up with community activists to take part in rally in front of the headquarters of Wells Fargo in San Francisco. The bank was targeted for rampant foreclosures and its persistent refusal to reduce principal. Wells Fargo is planning to start a programme of $1.2 million this February.
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