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A fair housing HUD house is a property that was once under an HUD sponsored mortgage, but is now for sale due to a foreclosure. Once a homeowner defaults on their HUD sponsored loan payments, HUD will seek to repossess the home through foreclosure and sell it in order to regain the amount remaining on the loan debt. Usually, HUD real estate is sold through foreclosure auction, and often times, it is very possible to win HUD properties for way below their actual market value. Since the HUD lender will only need to regain a portion of the loan, they can under sell the foreclosure property and still earn the money they need to settle the loan. This means that homebuyers and investors have a great chance to buy a fair housing HUD home for way below its actual value and save anywhere from 10 to 50% off the market value of a home!
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Select a state in the list below for foreclosure listings of bank foreclosures for sale.